For insurance agents
Class 4 roofs, explained for agents.
What Class 4 means, which hail-resistant products Big Chief installs, and the documentation your clients receive.
By Tyler Arnold, Owner, Big Chief Exteriors
Class 4 in plain language
The highest impact rating there is.
Class 4 comes from the UL 2218 impact test. A product earns it only if it does not crack through under a two-inch steel ball dropped from 20 feet. It means the roof is built to hold up to hail. It does not mean hail-proof.
- Class 4The top of the scale. The product does not crack through under a two-inch steel ball dropped from 20 feet.
- Class 3Passes the test at a smaller ball and a lower drop than Class 4.
- Classes 1 and 2Lower impact ratings, with smaller steel balls and lower drops still.
Hail-resistant products we install
Impact-rated roofing, installed as a complete system.
| Product | Impact rating | Notes |
|---|---|---|
StormFighter FLEX 4 TAMKO | Class 4 | Shingle. Thunderhead roof system, with a 160-mph wind rating. Registered under TAMKO MasterShield. |
Cedar Shake Brava | Class 4 | Designer roofing. Thunderhead designer roof system. 50-year transferable limited warranty. |
Old World Slate Brava | Class 4 | Designer roofing. Thunderhead designer roof system. 50-year transferable limited warranty. |
Titan XT TAMKO | Class 3 | Shingle. Thunderhead roof system, with a 160-mph wind warranty. |
Every roof is a full tear-off with a deck inspection, ice-and-water membrane at the eaves, valleys and penetrations, and new edge metal and flashing. See all products we install.
What your clients receive
Documentation that travels with the home.
We send the carrier the roof's certificate. The Home Passport keeps the products installed, the registered warranties and photos of the hidden layers on record.
Impact-rated roofs may qualify for an insurance discount with some carriers. Discounts vary by carrier. We do not give insurance advice or handle claims, and we cannot promise a discount.
Questions
For agents, answered.
Need documentation for a client? Contact our office at (417) 240-7886. Our office staff can look up the project in our CRM and provide any documentation you request right away.
Protect the house once. Enjoy it for good.
We have several payment options. Split your project into easy monthly payments, or do it now and pay later.
Every Free Estimate includes a gift card to both Texas Roadhouse and The Social Birdy.